:root{
  --navy:#14213D; --navy-2:#1E2F55; --sun:#E8A33D; --sun-deep:#C8811E;
  --sky:#F3F6FA; --ink:#1C2433; --muted:#5B667A; --line:#D5DCE6; --err:#B42318; --ok:#1F7A4D;
  --r:10px;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--sky);color:var(--ink);font:17px/1.5 system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif}
[hidden]{display:none!important}

/* header band: navy sky with a rising sun on the right edge */
.band{background:var(--navy);color:#fff;position:relative;overflow:hidden;padding:0 20px 28px}
.band::after{content:"";position:absolute;right:-90px;bottom:-150px;width:300px;height:300px;border-radius:50%;
  background:radial-gradient(circle at 50% 50%,#F6C66A 0,var(--sun) 45%,rgba(232,163,61,0) 70%);pointer-events:none}
.band-inner{max-width:600px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;padding:16px 0 4px;position:relative;z-index:1}
.brand{font-weight:800;font-size:20px;letter-spacing:.01em;display:flex;align-items:center;gap:8px}
.brand-sub{font-weight:500;font-size:13px;opacity:.75}
.brand-sun{width:16px;height:16px;border-radius:50%;background:var(--sun);box-shadow:0 0 0 4px rgba(232,163,61,.25)}
.lang{background:transparent;color:#fff;border:1px solid rgba(255,255,255,.45);border-radius:999px;padding:6px 14px;font:inherit;font-size:14px;cursor:pointer}
.lang:hover{border-color:#fff}
.hero{max-width:600px;margin:0 auto;position:relative;z-index:1}
.hero h1{font-size:clamp(28px,7vw,40px);line-height:1.1;margin:18px 0 12px;font-weight:800;letter-spacing:-.01em;max-width:15ch}
.promises{list-style:none;margin:0;padding:0;display:grid;gap:6px;font-size:16px;color:#DCE3EF}
.promises li{padding-left:22px;position:relative}
.promises li::before{content:"";position:absolute;left:0;top:.55em;width:10px;height:10px;border-radius:50%;background:var(--sun)}

main{max-width:600px;margin:0 auto;padding:8px 16px 40px}
form{margin-top:-6px}
.step{border:0;margin:0;padding:22px 4px 8px;border-bottom:1px solid var(--line)}
.step:last-child{border-bottom:0}
legend{float:left;width:100%;display:flex;align-items:center;gap:10px;font-size:21px;font-weight:750;color:var(--navy);padding:0;margin-bottom:10px}
.num{display:inline-grid;place-items:center;width:30px;height:30px;border-radius:50%;background:var(--navy);color:#fff;font-size:15px;font-weight:700;flex:none}

.field{margin:12px 0 14px}
label,.label{display:block;font-weight:600;font-size:15px;margin-bottom:6px;color:var(--ink)}
.opt{font-weight:400;color:var(--muted)}
input,select{width:100%;font:inherit;font-size:18px;color:var(--ink);background:#fff;border:1.5px solid var(--line);border-radius:var(--r);padding:12px 14px;min-height:50px;appearance:none;-webkit-appearance:none}
select{background-image:linear-gradient(45deg,transparent 50%,var(--muted) 50%),linear-gradient(135deg,var(--muted) 50%,transparent 50%);
  background-position:calc(100% - 20px) 50%,calc(100% - 14px) 50%;background-size:6px 6px;background-repeat:no-repeat;padding-right:36px}
input:focus,select:focus{outline:none;border-color:var(--navy);box-shadow:0 0 0 3px rgba(20,33,61,.15)}
input[aria-invalid="true"],select[aria-invalid="true"]{border-color:var(--err);background:#FFF7F6}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.row2 .field{margin-bottom:6px}
.money{position:relative}
.money span{position:absolute;left:14px;top:50%;transform:translateY(-50%);color:var(--muted);font-size:18px}
.money input{padding-left:30px}
.dob{display:grid;grid-template-columns:1fr 1fr 1.4fr;gap:10px}
.dob input{text-align:center}
.hint{margin:6px 0 0;font-size:14px;color:var(--muted)}
.lock::before{content:"";display:inline-block;width:9px;height:9px;border:2px solid var(--ok);border-radius:2px;margin-right:7px;vertical-align:1px}

.seg{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.seg label{margin:0;position:relative}
.seg input{position:absolute;opacity:0;width:1px;height:1px}
.seg span{display:block;text-align:center;font-weight:600;padding:12px 10px;border:1.5px solid var(--line);border-radius:var(--r);background:#fff;cursor:pointer;min-height:50px}
.seg input:checked+span{border-color:var(--navy);background:var(--navy);color:#fff}
.seg input:focus-visible+span{box-shadow:0 0 0 3px rgba(232,163,61,.6)}
.seg.bad span{border-color:var(--err)}

.consent{font-size:14px;line-height:1.55;color:var(--muted);background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:12px 14px;margin:14px 0 10px}
.check{display:flex;gap:12px;align-items:flex-start;font-weight:600;margin:10px 0 14px;cursor:pointer}
.check input{width:24px;height:24px;min-height:0;padding:0;flex:none;margin-top:1px;border-radius:6px;appearance:auto;-webkit-appearance:auto;accent-color:var(--navy)}
.check.soft{font-weight:400;font-size:14px;color:var(--muted)}
.check.bad{color:var(--err)}
.ts{margin:16px 0 8px;min-height:65px}
.err{color:var(--err);font-weight:600;margin:8px 0}
.go{width:100%;font:inherit;font-size:19px;font-weight:800;color:var(--navy);background:var(--sun);border:0;border-radius:var(--r);padding:16px;min-height:56px;cursor:pointer;margin:8px 0 6px}
.go:hover{background:#EFB352}
.go:focus-visible{outline:3px solid var(--navy);outline-offset:2px}
.go[disabled]{opacity:.6;cursor:wait}

.done{text-align:center;padding:36px 8px 10px;outline:none}
.done-sun{width:84px;height:84px;margin:0 auto 14px;border-radius:50%;background:radial-gradient(circle,#F6C66A 0,var(--sun) 60%);box-shadow:0 0 0 10px rgba(232,163,61,.18)}
.done h2{font-size:28px;color:var(--navy);margin:0 0 8px}
.apno{font-size:18px}
.apno strong{font-size:26px;color:var(--navy);letter-spacing:.02em}
.stores{list-style:none;padding:0;margin:20px auto 0;text-align:left;max-width:440px;font-size:15px;display:grid;gap:8px}
.stores a{color:var(--navy);font-weight:700}

.foot{max-width:600px;margin:0 auto;padding:16px 20px 32px;font-size:13px;color:var(--muted)}
.foot p{margin:4px 0}
@media (max-width:380px){.row2{grid-template-columns:1fr}}
@media (prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}
.step>legend+*{clear:both}
.stores a{white-space:nowrap}